Work Truck Sales offers financing and leases to fit your particular situation. A simple one page application is all that is needed and no financial statements or tax returns are required.

                                               Finance Plans

Finance plans have not changed much in recent years. For used trucks the lenders have plans with up to 100% financing and terms from 12 to 60 months are available on most trucks. Please call or E-mail us for a quote.

Of course, most truck purchases that are financed still qualify for the IRS Section 179 election to expense in the current year. For the 2008 tax year that amount has been increased to $250,000.00

Finance Lease

Typically, a finance lease is a full payout, non-cancelable agreement. You are responsible for maintenance, taxes, licenses and insurance. The benefit of this lease type is that you can take advantage of IRS Section 179 and expense up to the amount allowed for the year of purchase.

This type of financing allows you to acquire the truck with considerably less up front money. Normally first and last payment or less is required. Purchase options range from $1.00 to 10% at the end of the lease.

For example, currently our 48 month Preferred Lease rate on a truck with a purchase price of $15,000.00 and a $1,500.00 buy-out would be $394.65. Of course your down payment would then be $ 789.30 (2x $394.65).

Finance leases have a greater flexibility than normal financing. We currently have the following programs available:

• Seasonal  or annual payment plan

• 60 or 90 day deferral plan

• Step-up rate program

• Waive payment voucher program

• 6 x $99. program 

Currently we are offering the Waive Payment voucher program with most leases. This allows you to tailor your own payment plan by submitting a voucher instead of a payment up to 3 times a year for a total of 6 times during the life of the lease.

True Lease

A true lease or tax lease are leases for which the lessor retains ownership and you as the lessee may be allowed to claim the entire amount of the monthly lease payments as a tax deduction.  

Work Truck Sales Inc. Pacific, WA 1-800-813-WORK(9675)